400+ Best Dave Ramsey Sayings That You Will Like

If you don’t know Dave Ramsey, he’s an American financial advisor who advises his followers to pay off debt quickly using an aggressive debt management plan.

In fact, in his book “Total Money Makeover”, he suggests cutting spending drastically by using a 30% rule and paying extra towards debts as soon as they become due.

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Dave Ramsey Sayings

This is a good example of a financial expert who has had a large impact on the financial advice industry, and now we’re sure you too will be inspired to implement some radical change in your financial life by reading some of his quotes and sayings.

Giving is the most fun you can have with your money.
Dave ramsey says: don’t spend more than you make
The rich don’t work for money, they make money work for them.
The biggest barrier to financial success is living with the delusion that someday things will change for the better.
There are two types of people in the world: savers and spenders.
We buy things we don’t need with money we don’t have to impress people we don’t like.
The only way to become financially free is to make more money than you spend.
Money doesn’t grow on trees. Make it.
The most important thing you can do for your financial future is live below your means.
Debt is slavery.
You can’t get out of debt if you keep borrowing money.
Compound interest is the eighth wonder of the world.
The only way to become a millionaire is to start as a millionaire.
You can’t save your way to riches, you must earn your way to riches.
The key to financial success is living below your means.
There is no such thing as a free lunch.
You can’t save your way to financial freedom. You have to earn your way to financial freedom.
You have to decide that your debt is a enemy that must be defeated.
The biggest barrier to wealth is debt.
You need to understand what you need and ask for it
There are two kinds of people: those who say ‘i can’t’ and those who say ‘i will.’ which kind are you?
Live like no one else now, so later you can live like no one else.
Live like no one else so later you can live like no one else.
Money is only a tool, it’s not the goal.
You’re not going to find financial peace by getting more stuff. You’re going to find it by getting rid of the stuff you don’t need.
The more you help others, the more god will bless you.
You can’t save your way to riches, but you can give your way there.
9% of success is just showing up.
The best time to prepare for an emergency is before it happens.
The road to wealth is paved with cash, not credit.
You can’t get ahead financially if you’re always paying someone else’s interest.
You can’t be debt-free if you’re still using credit.
You can never save your way to riches. You must earn your way to riches.
Dave ramsey says: be prepared
The greatest time to start saving is now.
Riches don’t respond to wishes. They respond to plans and actions.
Live like no one else on earth.
The rich are not who you think they are. They don’t have more money, they have better systems.

Good Dave Ramsey Sayings

You can’t serve both god and money. You have to choose.
I am debt-free! This is the beginning of a beautiful friendship.
Save $, for your starter emergency fund before working on debt.
We must pay back our debts. The sooner we do, the sooner we can live life on our terms.
The more you save, the more you have to spend.
There’s nothing wrong with being in debt, but you have to have a plan to get out of it.
Spend for what you want. Never for what you don’t.
You have to be a little bit crazy to be wealthy.
Dave ramsey says: start with the end in mind
We are all in debt. We must pay back our debts.
I don’t care how much money you make, you have to learn to live on less than you make.
Dave ramsey says: invest for the long term
The lack of money is the root of all evil.
The average american family has $, in credit card debt. The interest on that debt is greater than the average family’s income.
There are two kinds of debt: good debt and bad debt. Good debt is an investment that makes you money. Bad debt is something that takes your money.
Don’t spend what you can’t afford to lose.
You don’t have to live like a rich person to be rich.
You have to have a plan to get out of debt.
The road to riches is paved with debt.
The earlier you start investing, the greater the power of compounding.

Best Dave Ramsey Sayings

The only thing that doesn’t change is your attitude
The love of money is the root of all evil.
You must pay yourself first.
You can’t serve both god and money.
I’m proof that dave ramsey works. I was $ million in debt and now i’m debt-free.
You’re not going to get out of debt by getting more income. You’re going to get out of debt by getting rid of the debt.
The stock market is a wealth transfer mechanism from the impatient to the patient.
If you will live like no one else, later you can live like no one else.
The best way to become a millionaire is to help a million people become millionaires.
Financial peace is not the absence of financial trouble. It is the presence of financial wisdom.
You have to make a decision that you’re going to pay off your debt.
The key to wealth is not how much money you make, but how much you keep.
You can’t save your way to riches, but you can invest your way there.
You’re not going to be able to keep up with the joneses if you’re trying to get out of debt.
We are all in debt. No one is exempt.
There are two rules of personal finance: ) don’t spend more than you make; ) don’t make more than you spend.
Debt is normal, but it’s not healthy.
You can’t save your way to financial freedom, you must invest your way to financial freedom.

Dave Ramsey Motto

You must save before you can spend.
You can’t borrow your way to riches.
You can’t spend your way to wealth.
I’m telling you, debt is dumb. Cash is king.
You can’t get out of debt if you keep adding to it.
Get control of your finances by making a plan and sticking to it.
You can’t be financially free if you have to punch a time clock.
You become like the five people you spend the most time with.
The biggest myth about money is that you need a lot of it to be happy.
There are two kinds of financial planning: hope and reality.
You can’t improve your financial situation if you’re not willing to change your behavior.
It takes money to make money.
Pay yourself first. The fastest way to riches.
A person who has learned to live within their means will not spend more than he earns.
You have to be willing to make sacrifices to get what you want out of life.
Money is not the root of all evil, but the love of money is.
You need to have a plan for your money.
You can’t have financial peace if your money is all over the place.
We all make mistakes, but we don’t all learn from them.
You can’t make a budget without making some tough choices.
If you want to be rich, you have to be a giver, not a taker.

Dave Ramsey Debt Quotes

You have to be willing to live on less than you make.
Most of the time, you’re not really doing anything wrong.
You have to make a budget and stick to it.
Getting out of debt requires focus and determination.
Save for the future. The best way to invest.
Success is not a destination. It’s a journey.
There are three things you need to be financially successful: discipline, desire, and a deadline.
Dave ramsey says: have a budget
You must get rid of the debt to have true financial freedom.
You don’t need more money, you need better systems.
Dave ramsey says: always pay yourself first
You can be rich and happy, or you can be poor and miserable.
Live like no one else now, so you can live like no one else later.
You can’t save your way to riches.
You have to change the way you think about money if you want to get out of debt.
You must discipline your spending or it will soon discipline you.
There are three kinds of people in this world: those who make things happen, those who watch things happen, and those who wonder what happened.
We are all in debt. There are no exceptions.
If you want to be rich, you have to be debt-free.
Financial peace isn’t the absence of money problems, it’s the presence of god’s solutions.

Best of Dave Ramsey Sayings

Dave ramsey says: pay off debt, not interest
It’s not about how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.
The first step to financial freedom is admitting that you’re not free.
You can’t get out of debt if you’re not willing to change your behavior.
There are two emotions in the stock market: hope and fear. The problem is, you hope it goes up, and you fear it goes down.
There are two types of people: savers and spenders. Savers are blessed. Spendthrifts are cursed.
Don’t borrow money. Make money.
There are two kinds of people: those who say ‘i can’t’ and those who say ‘i will.’
You can’t improve your financial situation while using credit cards.
The baby steps are the key to getting your financial house in order.
You have to get mad at your debt.
You can’t outgive god.
Live like no one else now so that later you can live like no one else.
Do what you love and the money will follow.
It’s not about how much money you make, but how much you keep, how hard it works for you, and how many generations you keep it for.
A bird doesn’t sing because it has an answer, it sings because it has a song.
Financial freedom is not having to worry about money.
You must get rid of all your consumer debt before you invest.
Saving is a function of income, not a function of how much you earn.
It’s not about how much money you make, it’s about how you handle the money you make.
If you are going to start a day in debt you may as well start the day with a debt.
You must gain control over your money or the lack of it will forever control you.
There are only two emotions in the stock market: hope and fear.
You have to be willing to make sacrifices if you want to get out of debt.

Catchy Dave Ramsey Sayings

Successful people don’t worry about failure. They do something about it.
The most important thing in getting out of debt is to stop borrowing money.
You have to be willing to make changes in your life if you want to get out of debt.
We must pay back our debts. We owe money to people.
The biggest barrier to financial success is the belief that you can’t do it.
The goal is to become debt-free as quickly as humanly possible.
Live like no one else so that later you can live like no one else.
You can’t improve your financial situation while remaining in debt.
You can’t be financially healthy if you have debt hanging over your head.
It’s not how much money you make that matters. It’s how much money you keep.
I believe the debt snowball is the most powerful debt reduction tool there is.
The average person who gets out of debt and builds wealth does it with a budget.
It’s not about making more money, it’s about making the most of the money you have.
The definition of insanity is doing the same thing over and over and expecting different results.
It’s not how much money you make that matters, it’s how much you keep.
There are only two kinds of people in the world: givers and takers. The takers may eat better, but the givers sleep better.
You have to be willing to change your behavior if you want to get out of debt.
There are only two ways to get out of debt: increase your income or decrease your spending.
It’s not your salary that makes you rich, it’s your spending habits.
A budget is telling your money where to go instead of wondering where it went.
Dave ramsey says: start with zero and work your way up
Every morning we get up we have to say i’m going to make it a good day
The key to wealth is not how much money you make, but how much money you keep.
Wealth is not about having a lot of money; it’s about having a lot of options.
Money won’t make you happy. People will.
You are the average of the people you spend the most time with.

Conclusion

Dave Ramsey is a financial guru. He has been featured on the popular television show “The Dave Ramsey Show.” Ramsey has authored several books including, “The Total Money Makeover.” Here are the top 100 sayings from the popular TV show host.

We all need some direction in life and we all need to learn how to make wise choices. We all need to make sure we are saving, investing and being wise with our money.

If you don’t have money then you can’t live, you can only hope that it will come. Don’t wait until you are in trouble to get started fixing your finances. Start today!