A “Sample Letter To Have Lexisnexis Freeze Your Credit Report” is exactly what it sounds like. It’s a letter you send toLexisNexis. This letter asks them to restrict access to your credit file. People use this when they are worried about identity theft. It’s also useful after a data breach.
Need to write this letter? We’ve got you covered. In this article, we will share helpful templates. You can copy, paste, and tweak these samples. Writing letters doesn’t have to be hard.
We aim to make your life easier. Forget staring at a blank page. We give you great starting points. Get ready to freeze your LexisNexis credit report with our letter samples.
Sample Letter To Have Lexisnexis Freeze Your Credit Report
[Your Name]
[Your Address]
[Your City, State, Zip Code]
[Your Phone Number]
[Your Email Address]
[Date]
LexisNexis Risk Solutions
P.O. Box 105108
Atlanta, GA 30348-5108
To Whom It May Concern:
I am writing to request that you place a security freeze on my LexisNexis consumer report.
I understand that this security freeze will prevent access to my LexisNexis consumer report, which may delay, interfere with, or prohibit the approval of any request for credit, insurance, employment, housing or other services.
To process my request, please use the following information:
Full Name: [Your Full Name]
Date of Birth: [Your Date of Birth]
Social Security Number: [Your Social Security Number]
Current Address: [Your Current Address]
Previous Address (if applicable): [Your Previous Address]
I am enclosing a copy of my driver’s license or other government-issued identification card and a copy of a utility bill, bank statement, or other document verifying my current address.
Please inform me of the process for temporarily lifting or permanently removing the security freeze, should I need to do so in the future.
Thank you for your prompt attention to this matter.
Sincerely,
[Your Signature]
[Your Typed Name]
How to Write Sample Letter To Have Lexisnexis Freeze Your Credit Report
Subject Line: Setting the Stage
The subject line is your clarion call. Make it direct and unambiguous. Avoid ambiguity like the plague. Opt for:
- Subject: Request to Freeze LexisNexis Credit File
- Subject: Security Freeze Request – [Your Name]
Salutation: Addressing the Enigma
Start with a modicum of formality. Ditch the overly casual “Hey LexisNexis!” Instead, try:
- Dear LexisNexis Risk Solutions,
- To Whom It May Concern:
This sets a respectful, albeit firm, tone.
Body Paragraph 1: Identification Particulars
Here, you lay out your credentials. Be meticulous. Include:
- Your full legal name
- Your current address
- Your previous address (if you’ve moved in the last two years)
- Your date of birth
- Your Social Security Number
While divulging your SSN may seem counterintuitive for security, it’s unfortunately a necessary evil for identification.
Body Paragraph 2: The Freeze Mandate
Now, the crux of the matter. State your demand clearly and unequivocally.
- “I am writing to formally request a security freeze be placed on my LexisNexis credit file.”
- “Pursuant to my rights, I hereby request that LexisNexis Risk Solutions immediately implement a freeze on my consumer report.”
Invoke your rights! It adds gravitas.
Body Paragraph 3: Substantiating Your Claim
Include copies of verifying documents. This bolsters your request.
- A copy of your driver’s license or state-issued ID
- A copy of a utility bill or bank statement showing your current address
These documents corroborate your identity and domicile.
Closing: Demanding Acknowledgement
End with a call to action. Imply that you expect a response. For instance:
- “I request written confirmation that the security freeze has been implemented within the statutory timeframe.”
- “Please inform me of the procedure for temporarily lifting the freeze should I need to access my file in the future.”
This demonstrates diligence and foresight.
Sign-Off: The Final Flourish
Conclude with a professional valediction.
- Sincerely,
- Respectfully,
Followed by your signature and printed name. Maintain decorum until the very end.
Frequently Asked Questions: Freezing Your LexisNexis Credit Report
Freezing your LexisNexis credit report can help protect you from identity theft. Below are some frequently asked questions to guide you through the process.
What is a LexisNexis credit report freeze?
A freeze restricts access to your LexisNexis credit report, making it more difficult for unauthorized individuals to open new accounts in your name.
Why would I want to freeze my LexisNexis credit report?
Freezing your report adds an extra layer of security against identity theft, preventing potential creditors from accessing your information without your consent.
Is there a fee to freeze or unfreeze my LexisNexis credit report?
Currently, there is no fee to freeze or unfreeze your LexisNexis credit report.
How do I unfreeze my LexisNexis credit report?
You can unfreeze your report by contacting LexisNexis and providing the necessary identification information to verify your identity.
What information do I need to provide to freeze my LexisNexis credit report?
Typically, you will need to provide your full name, address, date of birth, Social Security number, and any other information LexisNexis requires for verification.
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